​SelectAggregate (formerly Aimbridge Aggregate) gives credit unions, regardless of size, the ability to effectively compete for loan volume within the dealer network. SelectAggregate brings a group of credit unions together in a defined market area to create an effective indirect lending program. Supported by CRIF Select's expertise and experience, the credit unions then work together to establish the underwriting criteria, dealer participation and overall market guidelines, allowing them to easily navigate the waters of indirect lending.

SelectAggregate includes:

  • Underwriting Criteria Technology - Provides credit unions with turnkey technology support to automate their loan underwriting criteria and rate sheets. This includes the ability to adjust underwriting guidelines and offer new programs to respond to unique market demands.
  • Dealer Management and Representation - Ensures that relationships and partnerships with auto dealers and other loan channel partners are properly grown, managed and maintained.
  • After Hours Underwriting - Ensures that loan applications and credit checks can be processed automatically after hours. This gives credit unions the flexibility to book loans 24 hours a day, seven days a week.
  • Leasing - Allows credit unions and CUSOs to offer and support a leasing option. Through LeaseTrack, CRIF Select's proprietary lease management tool, automated decisions can be made on lease applications submitted through the CRIF Select network of dealer partners.

To learn more about this indirect lending program, download our SelectAggregate product sheet.

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