​​At CRIF Synergy, we know that great things can be accomplished when we work together. When our credit decisioning software components work together, our clients reap the benefits of our robust capabilities.

  • Analytics: With access to data from around the globe, Synergy can link you to the data you need and transform it to the aggregated, decisionable data characteristics that you configure through the solution’s designer interface. If you’re not quite ready to design your own data characteristics, the CRIF Achieve team can help you develop attributes and subsequent decision strategies.
  • Compliance: With such a wide array of regulations governing financial institutions today, the need to meet government consumer data processing requirements has never been greater. Synergy provides controlled and regulated business processes, automation of decision rules and exceptions, full documentation of the decision results and causes, complete access to major watch lists, and a full audit trail for compliance officers, regulators and customers.
  • Fraud: Fraudsters have become more organized and are more sophisticated than ever before. Their rewards are greater while the risks of apprehension are smaller. Synergy provides the monitoring capabilities to detect a suspicious fraud situation and the configurable tools to respond quickly to catch any further perpetrators of the scheme, thereby minimizing losses and the overall impact on your business.
  • Marketing: Whether you’re evaluating your portfolio of clients for cross-selling opportunities, or looking for potential demographic slices for specific marketing strategies, CRIF Synergy can help you with a portfolio of solutions.  Using Synergy's credit decisioning software to assess the characteristics of your current or potential clients, you can respond rapidly to changes in your customer base and be sure that your marketing strategies are relevant, timely and targeted.
  • Origination: By having more flexibility and individual control, lenders using Synergy's credit decisioning software can quickly make changes to their origination business process, scoring strategies and models, resulting in improved profitability and performance. With Synergy, your origination system can benefit from reduced fraud, improved approval rates, risk-based pricing, less human intervention, improved decision speed and costs, managed decision policies and compliance.
  • Risk Decisions: With credit decisioning software from CRIF Synergy, you can support your decision process with analytic tools that are used by some of the largest lenders in the world. Synergy solutions offer the benefit of configuring and testing your own attributes, characteristics, definitions and scoring strategies, right at your desktop, and then placing them into production without needing vendor programming or IT intervention. You control your own process, and you control your own risk decisions and design.