Case Studies

CRIF ACTion

Bank of Idaho’s lending program was constrained by the number of loan applications it could process, not the number of loan applications it could bring in. Request the case study to learn how Bank of Idaho achieved its goals.

Delta Community Credit Union recognized there was still a need for loan process improvement. Request our case study to find out how CRIF ACTion to eliminate redundant data entry and help automated decisioning increase from 15 percent to 37 percent.

Denali Federal Credit Union handled everything manually when it came to its indirect lending program and knew it had to find the right loan origination system to maximize automation and lead to more growth opportunities. Request our case study to find out how SAIL delivered 60 percent more funded loans each month and more than doubled monthly funded amounts.

D.L. Evans Bank needed to increase automation, further its online presence and address regulatory compliance concerns. Request a copy of our case study to find out how Mark IV and the Mark IV WebApp helped accomplish all of these objectives as well as helped grow consumer lending by 40 percent.

Great Southern Bank executives were looking for a loan origination system that would help them carve out more of the indirect lending market. Request our case study to read how full automation of their indirect lending process has helped grow market share, improve dealer relationships, and better maintain compliance.

Harborstone Credit Union - In order to compete effectively during tough economic times, Harborstone Credit Union turned to CRIF ACTion to streamline their lending process. Request our case study now to find out the incredible results they achieved by implementing a new loan software solution.

Neighbors Federal Credit Union had loan processing problems due to poor usability functions of the user interface as well as the absence of system validations and checks. Request our case study to learn how CRIF ACTion helped streamline Neighbors’ direct and indirect lending operations.

Seven Seventeen Credit Union realized its loan origination system was not equipped to properly help refine its portfolio quality and drive loan growth. Request our case study to read how CRIF ACTion's configurability and powerful decision engine were the perfect solution.

TCM Bank needed the right loan origination system to fit its operations, an in-house,
configurable solution that would open new doors for growth and provide better service for its community banks. Request our case study to read how Mark IV provided the solution for TCM Bank.

CRIF Select

Interra Credit Union was looking to improve response time, extend after-hours coverage, realize higher average loan amounts and strengthen the institution’s relationships with local auto dealers in their indierect lending program. Request our case study to read how they accomplished their goals.

SMW Federal Credit Union saw the value of its indirect lending portfolio suddenly start to plummet and knew that change was in order. Request our case study to learn about the changes it made and the rewards it reaped through indirect lending.

Texas Dow Employees Credit Union had used a CUSO to operate its indirect lending program for over 10 years, but knew it had to find a cost-effective solution to expand its market and handle the added workload. Request our case study to read about how SelectChoice helped increase monthly funded volumes by 33 percent in the first six months and expand its dealer network from 41 to 150.

U.S. Eagle Federal Credit Union - After seeing a significant amount of success with its indirect lending program, executives at U.S. Eagle Federal Credit Union questioned whether they were maximizing its potential. Request our case study for more information on how partnering with CRIF Select has helped U.S. Eagle's projected indirect lending growth jump by 21 percent from the previous year.

VyStar Credit Union faced several challenges that kept it from competing aggressively with other lenders in its market. Request our case study to read how CRIF Select helped VyStar nearly quadruple its lending footprint.

CRIF Achieve

Anderson Brothers Bank (Pricing Optimization) - Request our case study to get the whole story on how the bank leveraged CRIF Achieve analytics to boost growth of its indirect lending portfolio while also increasing its yeilds on new originations.

Anderson Brothers Bank (Stress Testing) - Request this case study to learn about how the bank used Achieve analytics stress testing to comply with FDIC regulations as well as optimize the allocation of risk capacity across the entire bank.

Credit Union Loan Source (CULS) - To compete successfully in 2012 and beyond, CULS knew they needed a custom credit score and that they needed to utilize auto-decisioning in their lending process. Request our case study to learn about their success with decision analytics. 

East Idaho Credit Union (EICU) - This institution had been operating a successful indirect lending operation, but executives believed there was still untapped growth potential that they needed to explore. Request our case study to read how CRIF Achieve helped EICU reach its goals.

CRIF Synergy

OpenSky (a business line of Capital Bank, N.A.) needed help updating a system for online card application and management of the OpenSky Secured VISA Credit Card program. The existing system had a complicated fraud detection process for verifying applicants’ identities and for receiving their security deposit funds. Request our case study to find out how this lender utilized Synergy's component-based solutions to right the ship and drive profitability.

Guides and White Papers 

Understanding Analytics for Financial Institutions Guide - You've heard a lot of talk about analytics for financial institutions in recent years, but why are decision analytics so important now, how can they help your institution and what types of analytics should you implement? Download your copy of our guide to Understanding Analytics for Financial Institutions for the answers to these questions and many more!

Merchant Lending Getting Started Checklist
- A successful merchant lending program requires a successful start! Download your copy of our Merchant Lending Getting Started Checklist, and learn how to start expanding your lending market today.