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Technology

CRIF Lending Solutions is your one-stop shop for lending, credit processing and deposit account opening technology. Our solutions include mobile-enabled, complete loan origination systems that can perform any type of automated lending including direct, indirect, online, merchant, credit card, HELOC, small business and commercial. We also offer a deposit account opening system with responsive design as well as software components to enhance your existing systems.

Services

Through our indirect auto lending and dealer partner programs, CRIF Lending Solutions provides a wide variety of processing services to improve the speed and accuracy of your approvals, which help you provide better service for your members and customers. These services include dealer relationship management, after-hours underwriting, loan package processing and funding, and program reporting and consulting.

Consulting

To strengthen your loan origination, credit processing and account opening operations, CRIF Lending Solutions provides both analytics and business consulting. We can help you increase your auto decisioning, reduce risk, price more profitably, be more competitive and understand the value of your portfolio. We help address a variety of concerns including score validation, underwriting, portfolio analytics, stress testing, risk-based pricing and disparate impact analysis.

Our Markets

Banks

CRIF Lending Solutions has offerings tailored for banks of all sizes including local community, regional, super-regional and top-100 banks. We provide automated solutions for every type of consumer and commercial lending, deposit account opening, and performance analytics.

Credit Unions

CRIF Lending Solutions proudly partners with U.S. credit unions and CUSOs to provide lending, deposit account opening, analytics and scoring solutions to give them a competitive edge.

Finance Companies

CRIF Lending Solutions provides the data acquisition, analysis and scoring tools needed to make quick and profitable loan decisions. Whether prime, sub-prime, home equity, automotive, personal or small business, we have solutions to serve your management and decisioning needs.

Retail & Private Label Card Processing

Credit card companies need real-time answers to credit risk issues and ability to aggregate and analyze multiple sources of credit data. CRIF Lending Solutions offers proven, scalable and comprehensive data acquisition and analytics solutions that are used by some of the largest credit card companies in the world.

Non-Traditional & Alternative Lenders

For lenders needing automated decisioning for microloans, asset-based loans, cash advances, peer-to-peer or any of the emerging types of non-bank/credit union lending, CRIF Lending Solutions has the technology and consulting it takes to make quick decisions while successfully managing risk and documenting processes.


Clients Speak

Dennis James, Vice President of Lending Services for VyStar Credit Union discusses his company’s indirect auto lending growth with the support of the CRIF SelectComplete Indirect Auto Partner Program.

Clients Speak

Client feedback is an important part of our continuous improvement process. Jana House, Managing Director of Consumer Lending for Great Southern Bank in Springfield, Missouri talks about her experience with CRIF Lending Solutions and their use of the ACTion Loan Origination System.

By the Numbers

CRIF Lending Solutions is a true leader in technology, services, and consulting for the lending and credit processing industries.  Our clients represent all types and sizes of financial institutions and have a variety of lending objectives.  We strive to make them successful.  Our numbers speak for themselves.

130
Million+ Applications Processed in 2016
140
Million+ Data Reports Accessed in 2016
26
Base Technology, Service & Consulting Solution Offerings
280
U.S. Professionals to Support You