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About Us

Our Story

Who We Are

CRIF Lending Solutions serves the most successful U.S. financial institutions including large banks, community banks, credit unions, finance companies and credit card processors. Our comprehensive suite of solutions includes consumer, business and point-of-sale loan software. We also offer automated deposit account opening software, outsourced indirect lending technology and services, and consulting for business processes and analytics. All of these solutions are designed to increase our clients' performance, efficiency and profits.

Our mission is to combine innovative technology, services and consulting to enable clients to be leaders in the financial services industry. We achieve this with knowledgeable and passionate people, dedicated partnerships and, above all, long-term interactive client relationships.


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CRIF is established in Bologna, Italy.
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CRIF breaks ground in the United States by acquiring CRIBIS. CRIF begins to internationally develop and distribute online decision support systems for the strategic management of credit and marketing activities as well as providing access to information on companies, sectors and markets in 230 countries.
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CRIF expands in America with the acquisition of automated loan origination and risk management software developer, Magnum Communications based in Atlanta, GA.
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CRIF continues expansion in America with acquisition of Austin, Texas-based Teres Solutions, which developes direct, indirect and merchant lending software for the credit union market.
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CRIF acquires Albuquerque, N.M.-based FLS Services, which provides dealership and financial institution indirect loan processing services. CRIF acquires Denver-based Aimbridge, which provides multi-channel and multi-lender auto buying and lending services. Both acquisitions were combined to form CRIF Select.
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CRIF Lending Solutions is established in Atlanta, comprised of Magnum Communications, Teres Solutions, FLS Services and Aimbridge. CRIF Lending Solutions acquires one of the top loan origination system providers, APPRO Systems in Baton Rouge, La.
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CRIF Lending Solutions acquires automated credit application decision support technology developer, Cypress Software Systems in Dallas. ACTion loan origination software system becomes available utilizing best of breed features and functionality from APPRO, Cypress and Teres technology.
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CRIF Lending Solutions technology usage is in all 50 states and expands into Mexico.
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CRIF Lending Solutions technology usage expands into the United Kingdom.
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CRIF Select indirect auto lending partner programs increase dealer network and expands processing units with two locations, Denver and Atlanta.
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CRIF Lending Solutions introduces next generation deposit account opening product to complete its common platform ACTion suite of products for consumer and business lending.
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CRIF Lending Solutions now covers North America with technology usage in Canada.
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CRIF Lending Solutions continues development of responsive technology for client digital strategies as well as the move to paperless processing for indirect lending outsourced programs.

CRIF Global

CRIF Lending Solutions is a part of CRIF, a global company specializing in the development and management of credit information, business information and credit management solutions worldwide.

CRIF's growth is driven by a global approach and vision. Established in 1988 in Bologna (Italy), CRIF has an important international presence, operating across four continents (Europe, America, Africa and Asia).

CRIF is the leading provider in continental Europe of banking credit information, one of the key players worldwide providing integrated services and solutions for business & commercial information and credit & marketing management, and is included in the prestigious FinTech 100, a ranking of the leading global technology solution providers to the financial services industry.

More than 6,300 banks and financial institutions and 44,000 business clients use CRIF services in 50 countries on a daily basis. (

Operations-Based Countries
Subsidiary & Joint Venture Companies
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CRIF, parent company of CRIF Lending Solutions, is a global company that is continually growing and expanding. We provide information, technology, services and consulting for decision-making processes for financial institutions, insurance companies, utilities and businesses.

CRIF Lending Solutions is the largest U.S. provider of loan and deposit account origination, indirect lending, business process outsourcing, credit decisioning, data access and analytics solutions to a number of the most successful financial institutions. Our clients include banks, credit unions, finance companies, retailers and credit card processors of all sizes. Through our solutions, we provide financial institutions the tools they need to succeed!


CRIF Lending Solutions proudly provides a dynamic entrepreneurial work environment, boasting international flair that encourages innovative and fresh ideas. We use leading-edge technology to deliver world-class service and results.

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