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Solutions: Business Loan Origination

Business Loan Origination

Business lending is becoming an increasingly profitable area for many financial institutions including banks, credit unions and alternative lenders. Lenders must be able to process loans utilizing essential business data, capturing necessary financial information up front and automating as much as possible so the loan can be booked quickly. Also, if you can cross sell between business and personal loans, there's even more to gain.

CRIF Lending Solutions offers robust functionality for all types of business lending including small business, commercial, business credit cards. Our technology features an intuitive user interface, state-of-the-art decisioning, cross-selling capabilities with multiple bureau and scoring options. It also features financial analysis, credit approval memos, funding and boarding to your core system.

Terry Crispen (left) of United Midwest Savings Bank discusses his use of CRIF ACTion Business Loan Origination.

CRIF Differentials

One System for All Business Loans

Our solutions can handle all types of small business, SBA and commercial lending including term loans, lines of credit, leases, credit cards, commercial mortgages and user-defined credit types.

Business/Consumer Workflow Integration

Increased efficiency with a single platform for consumer and small business product lending lines.

Flexible Integration Framework

Comprehensive integration framework available for the creation of different connectors to external and internal data sources.

Automated Processing Options

Process multiple companies, owners, products and collateral, financial spreading and ratios, scoring options, automated credit approval memos (CAM), financial statement captures, NAICS lookups and RMA ratio calculations.

Configurable Workflow Implementation

Configure unique processes from business lines of credit to more complex middle-market products.

Integrated Document Prep

Our solutions include an integrated and robust document preparation system to help shorten the closing process on any type of business loan.

Solutions for Specific Markets

Specialized design for specific market types including smaller community banks that focus more on small business lending as well as larger commercial banking and specialty operations.

SaaS or Site License Deployment

Can be deployed onsite or delivered using a software as a service (SaaS) model in order to meet the institution's needs for flexibility, cost control and staffing

Major Data Provider Access

Includes access to all major U.S. business data providers, key ancillary products and scoring as well as consumer bureau data.

ResourcesResource Library

ACTion Loan Origination System

BizMark/Mark IV

BizMark Bank of Idaho

Products & Services

ACTion Business Lending

Automated Small Business Loan Origination System

The ACTion Business Loan Origination System provides everything you need for processing a business or commercial loan. Features include omni-channel access, application and data acquisition, auto decisioning, cross-sell functionality, post-approval and booking of the loan. This solution can process small business and business credit cards. It can be used along with ACTion Deposit Account Opening and the ACTion Consumer Loan Origination System to provide a single-platform lending experience.

Small Business and Commercial Loan Origination System for Community Banks

Combining user-friendly functionality and rapid decisioning with leading-edge technology, BizMark automates the small business credit application process from start to finish. BizMark can handle requests for term loans, lines of credit, leases, credit cards, commercial mortgages and user-defined credit types. It can also access all major commercial bureaus.
Synergy Component System

Completely Configurable Component Based Loan Origination System

The Synergy Component System provides a completely configurable, end-to-end credit process management system comprised of industry-proven components. These components, featuring the adaptable workflow automation and management platform, CreditFlow, can be utilized in a variety of configurations with different deployment options. The components still work together seamlessly for loan and credit card processing accommodating high application volumes, unique processing requirements and workflow logic.

Related Offerings

Schedule a Consultation

Need more information about business loan orignation? Schedule a consultation. Speak with a knowledgeable CRIF Lending Solutions representative to answer your questions, see a demo or discuss your project in greater detail. We have your solution!